Villa Legacy Group
Your Family. Your Business. Your Legacy. Protected.
Personalized life insurance, health insurance, and employee benefits designed to protect what matters most. We help individuals, families, and business owners build coverage that grows with their lives — and safeguards their future with confidence.
Why choose us?
Independent Guidance for Life Insurance & Employee Benefits
Villa Legacy Group is an independent insurance agency specializing in individual life insurance, group benefits, and voluntary supplemental benefits for families and businesses of all sizes.
Because we partner with multiple top-rated carriers, we’re able to compare coverage options across the market — helping you secure the right life insurance policy, employee benefits package, or supplemental insurance plan based on your goals and budget.
Whether you’re protecting your family with term or permanent life insurance, or strengthening your business with group and voluntary benefits, we provide clear guidance and customized solutions that make insurance simple and strategic.
With 35+ years of combined experience, we focus on education first so you feel confident in every decision.
We don’t believe in one-size-fits-all coverage.
We believe in protection built around your life and your legacy.
Trusted Insurance Advice
Clear explanations of life insurance options, group benefits, and voluntary supplemental coverage — without pressure.
Customized Coverage Solutions
From personal life insurance to employer-sponsored benefits, every plan is tailored to fit your needs.
Ongoing Service & Support
As your family grows or your business evolves, we’re here to review, adjust, and support your coverage long term.
Our Insurance Solutions
Protection designed for your life, your family, and your business.
At Villa Legacy Group, we provide personalized life insurance, health insurance, and group & voluntary benefits solutions for individuals, families, and businesses. Whether you’re securing your legacy or strengthening your employee benefits package, we help you find the right coverage with clarity and confidence.
Life
Insurance
Protect the people who depend on you.
We offer term life, whole life, and permanent life insurance solutions designed to protect your income, cover final expenses, replace lost earnings, and build long-term financial security. Whether you’re planning for your family’s future or securing legacy protection, we compare top-rated carriers to find coverage that fits your goals and budget.
Group & Voluntary Benefits
Stronger benefits. Stronger teams.
We partner with businesses of all sizes to design competitive group and voluntary supplemental benefits packages. From accident and critical illness coverage to disability, dental, vision, and life insurance, we help employers offer meaningful benefits that attract, retain, and support their employees — without overwhelming costs.
Health
Insurance
Coverage for your health — and your peace of mind.
From individual and family health insurance plans to supplemental medical coverage, we help you navigate your options with clarity. We work with trusted carriers to find health insurance solutions that balance affordability, provider access, and comprehensive protection.
How It Works
Initial Conversation
We take the time to understand your story, priorities, and financial goals.
Personalized Conversations
You’ll receive clear options from trusted carriers, tailored to your needs.
Confident Coverage
Select your plan, secure your protection, and move forward with peace of mind.
Not sure where to start?
Schedule a no-pressure consultation and we’ll guide you toward the right coverage for your needs.
Real-Life Scenarios
See how the right coverage has protected families in real situations.
❝
Mortgage Paid Off
“When James passed unexpectedly, his life insurance covered the mortgage—his family kept their home.”
❝
Medical Bills Covered
“Maria’s health plan and supplemental benefit paid for surgery and recovery—no drained savings.”
❝
Tuition Secured
“Life insurance ensured the kids’ college fund stayed intact.”
Our Team
Our Story – Built on Family, For Families
Villa Legacy Insurance was founded by siblings who share a common vision: protecting families, building security, and leaving a legacy that lasts. With years of combined experience and a strong belief that family always comes first, we joined together to create an agency where trust, guidance, and care are at the heart of everything we do.
Gene Villa
NPN 244566
Senior Benefits Counselor
Christina Villa
NPN 14288899
Licensed Life & Health Insurance Advisor
Nick Villa
Director of Operations
FAQ's
Clear Answers for Confident Decisions
Do I need a medical exam?
Not always. Many plans offer simplified or no‑exam options depending on age and benefit amount.
How much coverage do I need?
We’ll calculate a range based on income, debts, mortgage, and future goals—so you’re covered without overpaying.
Can I adjust my plan later?
Yes. We revisit coverage as your life changes (new baby, home, job, or retirement).
What if I already have coverage at work?
Employer plans are a great start, but they’re often not portable or sufficient. We can help close the gap.
Type
What It Is
Best For
Key Benefits
Term Life
What It Is
Coverage for a fixed period (10, 20, or 30 years).
Best For
Young families, homeowners, income protection
Key Benefits
Most affordable option
Protects during key financial years
Simple and flexible
Whole Life
What It Is
Lifetime coverage with guaranteed premiums and cash value that grows over time.
Best For
Familiesbuilding long-term security
Key Benefits
Lifelong protection
Builds cash value you can borrow against
Premiums stay the same
Final Expense
What It Is
Simplified policy focused on end-of-life costs like funerals or medical bills.
Best For
Seniors, families planning ahead
Key Benefits
Affordable and easy to qualify
Covers funeral & burial expenses
Peace of mind for loved
ones
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Service Areas
AZ, CA, FL, GA, LA, NC, OH, PA, SC, TX, VA
Contact
561-798-6340
Open Time
8:00 AM to 7:00 PM
Follow Us
Villa Legacy Group — Life • Health • Group Benefits
FL License: #L133761
Links: Privacy • Terms • Disclosures • Contact
Compliance Note: Insurance product availability, features, and rates vary by state and carrier. Policies are subject to underwriting and approval. This page is for informational purposes and not a guarantee of coverage.