Life Insurance

Life insurance is a safeguard for your family’s future, offering financial protection and peace of mind when they need it most.

Why It Matters

Replaces lost income, allowing your family to cover everyday expenses.

Pays off debts like credit cards, loans, or a mortgage.

Helps fund education, childcare, or long-term plans.

Provides peace of mind knowing your family’s future is secure.

Find the Right Fit for Your Family

Term Life — Affordable coverage for your most important years, such as raising children or paying off a mortgage.

Final Expense — Simple policies designed to ease the burden of funeral costs and final expenses for your loved ones.

Whole Life — Lifelong protection that also grows cash value you can access during your lifetime.

When to Consider Life Insurance

Growing families who want to protect their children’s future

New homeowners securing their mortgage

Primary income earners providing for loved ones

Anyone wanting to leave a lasting financial legacy

Life Insurance – FAQs

Do I really need life insurance if I’m young and healthy?

Yes — the younger and healthier you are, the more affordable your rates. Locking in coverage early means long-term protection at a lower cost.

How much life insurance coverage should I get?

That depends on your income, debts, mortgage, and future goals. A general rule is 7–10 times your annual income, but we’ll help you find the right fit for your family.

What’s the difference between term and whole life insurance?

Term covers you for a set number of years (like 20 or 30) and is the most affordable option. Whole life lasts your entire lifetime and builds cash value you can borrow against.

Do I need a medical exam to qualify?

Not always. Many policies offer simplified underwriting or no-exam options, especially for smaller coverage amounts.

Ready to protect your loved ones?