Mortgage Protection
Mortgage protection insurance is a form of life insurance that helps cover your home loan if the unexpected happens. It ensures your loved ones can remain in the home you’ve worked hard to build, even during difficult times.
Why It Matters
Protects your family from losing their home due to unpaid mortgage payments
May include coverage for disability or critical illness, depending on the plan
Provides financial stability during times of hardship
Gives peace of mind knowing your largest investment is protected
How It Helps
Pays off or helps cover mortgage payments in the event of death
Replaces income if you become disabled and unable to work
Offers optional benefits that can be tailored to your family’s needs
When to Consider Mortgage Protection
Recently purchased or new homeowners
Families with long-term mortgages or high loan balances
Anyone wanting to safeguard their home as a lasting asset for their loved ones
Mortgage Protection – FAQs
How is mortgage protection different from life insurance?
It’s a type of life insurance specifically designed to cover your mortgage. If something happens to you, your family won’t be forced to leave their home.
Does mortgage protection only cover death?
Not always. Some plans also cover disability or critical illness, helping pay the mortgage if you can’t work.
Do I need mortgage protection if I already have life insurance?
Maybe not — but mortgage protection ensures your biggest asset is always covered. It can also work alongside life insurance to provide extra security.
What happens if I pay off my mortgage early?
You can often transfer coverage or adjust it. We’ll review your options to make sure your protection keeps up with your needs.
Keep the keys in your family’s hands.
Protect your mortgage today.